What is liability coverage?
No one wants to get stuck with the bill, but it happens. Liability insurance means that when you’re blamed for the accident, Esurance will pay for the damage.
What is bodily injury coverage?
Whether its you, your wife, the other driver, or his kid, you could be responsible for medical bills, lost wages, and even be taken to court. Bodily injury coverage means that Esurance has your back once again.
What is collision coverage?
Where liability means you have to take care of the other person’s damages, collision coverage is all about you. If your car gets bent up or even totalled in a wreck, Esurance will take care of it. You will be asked to choose a deductible, though.
What is a collision deductible waiver?
If you are hit by an uninsured driver and they are held legally responsible, then the collision deductible waiver will pay for the deductible of your collision coverage.
What is comprehensive coverage?
If your car gets damaged by wind, hail, or falling rocks, catches on fire, or gets vandalised, Esurance says “you’re covered”.
What is property damage coverage?
If you hit someone’s house, fence, or car and damage it, you can be held legally responsible for fixing it. Property damage coverage will pay all that off if you find yourself in one of these situations.
What is medical payments coverage?
Just like it sounds, medical payments coverage covers medical and funeral costs if a policy holder is injured or killed.
What is Personal Injury Protection?
Personal Injury Protection, or PIP, is alot like medical payments coverage except you’ll also be paid for lost wages, services will be replaced (such as child care if a parent is injured), rehabilitation, psychiatric treatment, and dentist bills.
